Estimating Lifetime Pension Savings

Anna Rue

I personally guarantee that we will honestly and decently do our job!

PPG and Magenta Advisory were commissioned by a digital services firm to assess the impact of a proposed regulation limiting the retirement savings fund options that new employees could be shown when onboarding for a new job.

Key findings:

Our analysis revealed that:

An individual worker stuck in a low-performing, high-fee fund could retire with some $600,000 less in savings
Collectively, workers could forgo $1.05 billion in retirement savings.

Evidence Base

Our research revealed that restricting pension fund options at onboarding would:

1. Reinforce status quo bias and discourage active fund selection
2. Increase retention rates in low-performing, high-fee funds
3. Perpetuate outdated or mismatched insurance coverage, and
4. Reduce competitive pressure and limit industry innovation

Sign Up for Newsletter

Receive offers, product allerts, styling inspiration and more.

You can unsubscribe at any time.

Last Case Study The Economic Value of Trusted Data Flows

Next Case Study Financial Impact on Healthcare from Regulated Wage Increases

Other Case Studies

PPG was commissioned by the Council of Small Business Organisations Australia (COSBOA) to evaluate the economic impact and effectiveness of the Future Female Entrepreneurs Program (FFEP 3.0), a pioneering national initiative addressing Australia’s persistent gender gap in entrepreneurship.

PPG is engaged by a major financial services organization to embed as an integrated, back-office partner to produce persuasive research materials across stakeholder engagement, internal capacity building, and strategic policy planning.

PPG was commissioned by legal representatives of a healthcare industry trade association to prepare an independent expert report assessing the potential impact of proposed regulated wage increases.

Pragmatic Policy Group and Caribou Digital were commissioned by EU government agencies to study the economic benefits of enabling safe and free flow of data between an African economy and other regions. We analysed the value of data transfers and the potential impact on their economy, focusing on fostering investor confidence and stimulating growth.

PPG assessed the impact on workers, consumers, and small businesses if Poland implements the EU Platform Work Directive (PWD) that reclassifies courier partners as employees.

The Electric Car Discount is accelerating EV uptake, cutting emissions, and delivering over double the economic, health, and environmental benefits for every dollar invested.

PPG was commissioned to evaluate the case for including an ‘Established Talent Stream’ as part of the National Innovation Visa. Our modeling showed that introducing this innovative policy would:

Losing your mother is one of life’s most profoundly hard experiences, with impacts extending well beyond emotional grief. Motherless Daughters Australia (MDA), the leading organisation supporting women who have lost their mothers, commissioned PPG to measure the economic impact of mother loss, including the significant financial, employment, and educational burdens.

Flare HR commissioned PPG to analyze the potential impact of banning advertising on digital platforms offering superannuation fund choices to employees during job onboarding.

The Bus Industry Confederation (BIC) commissioned PPG to help prepare a policy position paper on the best pathway to zero emissions for the bus industry.

Advanced economies say they are on the pathway to net-zero emissions, but are they just outsourcing goods production and the associated emissions to poorer countries while importing the goods for the benefit of their consumers and businesses?

PPG was commissioned by the Australian Sports Foundation to estimate the financial, health, and budgetary impacts of designating amateur sports clubs and athletes as having a ‘charitable purpose’.

PPG partnered with Arise to amplify the voices of the diverse group of Americans using Arise’s market-leading platform to deliver exceptional service to customers of the world’s biggest brands.

What do the World Rally Championship, Vintage Bentleys and Toyota FT60 racing cars have in common? They all use carbon-neutral fuel produced by our client, Berlin-based P1 Fuels.

The content creator economy is one of the fastest-growing sectors globally, projected to be worth over half a trillion dollars by 2027.

PPG released a detailed economic report, commissioned by Victorian property and construction companies, analysing the proposed expansion of the Vacant Residential Land Tax.

PPG was commissioned by Healius Limited to assess the economic sustainability of the Australian pathology industry and quantify any government investment needed to protect essential services and jobs.

DoorDash commissioned PPG to research the impact on workers, consumers, small businesses and the economy if the Australian Government passed industrial relations changes that would implement new conditions of work for Australians who choose to earn income through on-demand rideshare and delivery platforms.

DoorDash commissioned PPG to research the economic impact of forcibly reclassifying independent app-based delivery workers in Minnesota to become traditional employees.

Estimating Lifetime Pension Savings

Estimating Lifetime Pension Savings

Anna Rue

Share:

Sign Up for Newsletter

Other Case Studies

Building Australia’s Future Female Entrepreneurs

Policy Research for Global Financial Services Organization

Financial Impact on Healthcare from Regulated Wage Increases

The Economic Value of Trusted Data Flows

Poland App-Based Delivery Work in 2025

Building a Self-Sustaining Australian EV Market

Attracting Talent and Capital for a Future Made in Australia

Economic Impact of Mother Loss on Daughters

Consumer Choice in Retirement Savings

Driving Towards Zero-Emissions

How Trade Fuels Global Carbon Leakage

Levelling The Playing Field For Amateur Sports

Economic Empowerment in Marginalized Communities

Fundraising For Green Energy

Unleashing the Creator Economy

Modeling The Impact Of A Higher Residential Land Tax

Making Health Care Sustainable

Economic Impact of Industrial Relations Laws

Flexible Work in Minnesota

Leave a Reply Cancel reply

Quick Links

Our Services

Contacts